Who we work with

We focus on building lasting trusted relationships with a select group of clients. We do this by providing exceptional service, at a fair price. 

Our clients are often very busy, have complex affairs and are looking for a financial professional to partner with. As their financial partner, we help them make smart decisions with their money and avoid expensive mistakes. 

Here are two examples of the type of clients we work with, and who get the most from our services.

Ambitious accumulators 

You’re in the right place if you:

  • Spend less than you earn 
  • Earn a decent income (£100,000+)
  • Are serious about building wealth
  • Have built up investable assets (£75,000+)
  • Are looking to partner with a financial professional

If this is you, you’re already doing well financially. However, with a few tweaks, you could be doing even better. Partnering with a financial planner could be the difference between good and great. 

You’ve got options available – perhaps too many options. What you’re looking for is independent advice to help you make the most of them. You want to know that your money is working hard, so that one day you don’t have to work so hard for it. 

You’re looking for somebody you can trust to handle all things financial on your behalf. You’re looking for somebody that saves you time, saves you tax and makes your money work harder. 

If this sounds like you, then we’re off to a great start. Frazer James was founded to help people like you. Those who are already doing well, but could be doing great.  

By working together, you will have more clarity about your financial situation than ever before. We’ll provide detailed insights about your current finances, and what can be done to improve them. We’ll help you save tax, improve your investments and grow your wealth. 

We will also create a plan for the future, based on the key milestones in your life. This might be purchasing your next property, starting a business or planning for a career break. We’ll provide perspective on where you’re heading, and what can be done to improve your future financial position. 

Throughout the year, we’ll keep in regular contact. We keep a close eye on your investments to make sure they continue to perform as expected. We also monitor tax/legislative changes, to ensure your finances are optimised the best they possibly can be. 

At least once a year, we will get together to track your progress and set goals for the year ahead. However, it’s an open-door policy, we make ourselves available as and when you need us. 

 

Senior managers

You’re in the right place if you:

  • Spend less than you earn 
  • Are serious about building wealth
  • Are thinking about your future retirement 
  • Have built up investable assets (£200,000)
  • Are looking to partner with a financial professional

After a lifetime of working hard, you’re looking forward to the next stage of your life. You’ve probably built up a number of different pensions, but don’t really know if you have ‘enough’. You’re looking to partner with a financial professional, to help you make sense of your finances and provide perspective on your future options. 

We understand the pressures you face. You need to earn for today whilst saving for tomorrow. Finding the right balance can be difficult. When you’re working hard, it’s easy to overlook your finances.

As a busy professional, it can be difficult to find the time to give your finances the attention they deserve. That’s where we come in, we provide professional management of your finances, freeing you up to do what you do best.

As award-winning independent financial advisers, we provide a wide range of services, including retirement planning, tax planning and investment management. 

We provide a framework for your finances and regularly check in to make sure you remain on track. We will meet with you regularly to fine-tune your plan as you go, helping you to adapt to any changes or challenges that may arise. We provide a framework for your finances and regularly check in to make sure you remain on track. 

By working with an independent financial advisor, you can make the most of your personal finances. We sit on the same side of the table, working with you and in your best interests. Having a plan can give clarity to your decisions, and with the help of a financial planner, you can regain that feeling of control over your finances that is essential to your wellbeing. 

 

How we work together

  1. Your journey with Frazer James starts with an initial financial consultation. We will provide a high-level review of your financial situation, and what can be done to improve it. 
  2. Our experts will then work out where you are now, where you want to be and create a plan of action to get you there.
  3. We will create a strategy to make the most of your money – whether that’s saving tax, reducing costs or improving your investments. 
  4. Once agreed, we will create a detailed plan of action that summarises what needs to happen and who’s responsible for it
  5. We will meet at least once per year, making sure that you stay on track to meet your goals and your investments continue to perform as expected.

Ready to start making better financial decisions? Book your initial financial consultation today.

Contact us

Are you looking to partner with an award-winning independent financial adviser? Make smarter decisions with your finances - book a call with an expert today.