You’re in the right place if you:

1. Spend less than you earn
2. Are a higher or additional rate taxpayer
3. Have some pensions or investments already
4. Are serious about building wealth for your future
5. Are looking to partner with a financial professional

If this is you, you’re already doing well financially. However, with a few tweaks, you could be doing even better. Partnering with a financial planner could be the difference between good and great.

You’ve got options – perhaps too many options. What you’re looking for is independent advice to help you make the most of them. You want to know that your money is working hard – so that one day you don’t have to work so hard for it.

You’re looking for somebody you can trust to handle all things financial on your behalf. You’re looking for somebody that saves you time, saves you tax and makes your money work harder.

If this sounds like you, then we’re off to a great start. Frazer James was founded to help people like you. Those who are already doing well, but could be doing great.

By working together, you will have a better understanding of your financial position. We’ll provide detailed insights about your current finances, and what can be done to improve them. We’ll help you save tax, improve your investments and grow your wealth.

We will also create a plan for the future. We’ll provide perspective on where you’re heading, and what can be done to improve your future financial position.

Throughout the year, we’ll keep in regular contact. We keep a close eye on your investments to make sure they continue to perform as expected. We also monitor tax/legislative changes, to ensure your finances are optimised the best they possibly can be.

At least once a year, we will get together to track your progress and set goals for the year ahead. However, it’s an open-door policy, we make ourselves available as and when you need us.

You’re in the right place if you:

1. Are beginning to think about retirement
2. Are looking for independent, objective advice
3. Have some pensions or investments already
4. Are looking to partner with a retirement planning specialist

After a lifetime of working hard, you’re looking forward to the next stage of your life. You’ve probably built up a number of different pensions, but don’t really know if you have ‘enough’. You’re looking to partner with a financial professional, to help you make sense of your finances and provide perspective on your future options.

We understand the pressures you face. You need to earn for today whilst saving for tomorrow. Finding the right balance can be difficult. When you’re working hard, it’s easy to overlook your finances.

That’s where we come in, we provide professional management of your finances, freeing you up to do what you do best. As award-winning independent financial advisers, we provide a wide range of services, including retirement planning, tax planning and investment management.

We provide a framework for your finances and regularly check in to make sure you remain on track. We will meet with you regularly to fine-tune your plan as you go, helping you to adapt to any changes or challenges that may arise.

By working with an independent financial advisor, you can make the most of your personal finances. We sit on the same side of the table, working with you and in your best interests.

Having a plan can give clarity to your decisions, and with the help of a financial planner, you can regain that feeling of control over your finances that is essential to your wellbeing.

1. Advice to clients formerly US citizens
2. Advice to overseas/international clients
3. Self-assessment tax returns
4. Mortgages and equity release
5. Defined benefit pension transfers