Why us?
Top rated financial advisor in Bristol
If you’re looking to work with one of the best independent financial advisers in Bristol, you’ve come to the right place.
We’re experts in pension advice, retirement planning and advising you on how to invest your money.
As independent financial planners, we provide you with your own personal retirement plan.
This looks at your overall position and provides advice on all areas of your finances.
Watch the video to find out what makes us different.
Independent Financial Adviser
As an independent financial adviser, we provide financial advice on all areas of your finances. This includes savings, investments and pension advice.
Expert Financial Planners
We’re Certified Financial Planners and Chartered Pension Advisors. We know our stuff, particularly when it comes to pensions, investments and insurances.
Fixed Flat Fees
We’re one of the few financial advisors who charge a fixed flat fee rather than a percentage of your wealth. This means that we’re able to provide impartial and independent financial advice.
So how do we measure up?
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Frazer James
We’re independent financial advisers. This means that we have access to products across the whole of the market so we can select the ones that best meet your needs and will help you to achieve your goals.
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The average adviser
Many other financial advisors are restricted, rather than independent, so they’re tied to a limited selection of providers. This means that the products they’re recommending may not in your best interests.
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Frazer James
As independent financial advisers, we’re paid by just one person – you.
Our fees are clear, simple and easy to understand. We charge a fixed, flat fee for the design & build of your financial plan.
As a client, you’ll pay a low investment management fee and you can choose whether to pay for ongoing, unlimited financial planning with a fixed monthly retainer.
We only work with clients where we add substantially more value than we charge. We’re so confident in this that if you don’t feel you’ve received excellent value from us, we’ll refund your fee and part as friends. Sound fair?
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The average adviser
The fees you pay can sometimes be smoke & mirrors, buried in the small print.
Sometimes the fee is paid by you, sometimes by the financial provider. You’re never really too sure.
It’s not uncommon for people to pay 3% of their initial investment (on a £200k portfolio, that’s £6,000!)
Very few financial advisors offer a money-back guarantee.
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Frazer James
We’re focused on delivering a top-notch independent financial advice to each and every client.
We have an open-door policy and will be available whenever you need us.
We’re flexible, so if that means an evening meeting or Skype call, we’re happy to make it happen.
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The average adviser
We’ve heard some horror stories, but those aside, most IFAs will have an annual chat with you, followed by an investment valuation in the post. Is that really good value for money?
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Frazer James
Yes, we’re independent financial advisers and we take care of the money. But we understand money is just a tool to help you live the life you want.
We’ll help you figure out where you want to be in the future to help you achieve it.
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The average adviser
How much money have you got? This is the key focus of many financial advisors.
Hat tip to those that do help their clients plan for the future and offer coaching, but unfortunately, they are rarer than hen’s teeth.
Contact us
Want to know more? Drop us a line.