Top rated financial advisor in Bristol

Frazer James

We’re independent financial advisers. This means that we have access to products across the whole of the market so we can select the ones that best meet your needs and will help you to achieve your goals.

The average adviser

Many other advisers are restricted, rather than independent, so they’re tied to a limited selection of providers. This means that the products they’re recommending may not in your best interests.

Frazer James

As independent financial advisers, we’re paid by just one person – you.

Our fees are clear, simple and easy to understand. We charge a fixed, flat fee for the design & build of your financial plan.

As a client, you’ll pay a low investment management fee and you can choose whether to pay for ongoing, unlimited financial planning with a fixed monthly retainer.

We only work with clients where we add substantially more value than we charge. We’re so confident in this that if you don’t feel you’ve received excellent value from us, we’ll refund your fee and part as friends. Sound fair?

The average adviser

The fees you pay can sometimes be smoke & mirrors, buried in the small print.

Sometimes the fee is paid by you, sometimes by the financial provider. You’re never really too sure.

It’s not uncommon for people to pay 3% of their initial investment (on a £200k portfolio, that’s £6,000!)

Very few advisers offer a money-back guarantee.

Frazer James

We’re focused on delivering a top-notch independent financial advice to each and every client.

We have an open-door policy and will be available whenever you need us.

We’re flexible, so if that means an evening meeting or Skype call, we’re happy to make it happen.

The average adviser

We’ve heard some horror stories, but those aside, most IFAs will have an annual chat with you, followed by an investment valuation in the post. Is that really good value for money?

Frazer James

Yes, we’re independent financial advisers and we take care of the money. But we understand money is just a tool to help you live the life you want.

We’ll help you figure out where you want to be in the future to help you achieve it.

The average adviser

How much money have you got? This is the key focus of many financial advisers.

Hat tip to those that do help their clients plan for the future and offer coaching, but unfortunately, they are rarer than hen’s teeth.