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0117 990 2602 
Business owners.
Scaling up, or ready to sell? Whatever stage your business is at, our expertise will guide you every step of the way.
Your personal finance director.
We understand the personal and financial challenges that come with being a small business owner. These range from managing personal wealth to looking after your family, supporting your employees, and ensuring the ongoing success of your business. It’s a complex challenge, but one where our expertise is perfectly suited to assist.
Our role is to help you take control of your financial future. For many entrepreneurs, your business isn’t just a career; it’s a reflection of your life’s work. We provide comprehensive guidance across various aspects, including investment and retirement planning, estate protection, and strategies for business growth and value maximisation.
Your business is not just your livelihood; it’s your legacy. At Frazer James, we focus on safeguarding this legacy, ensuring your personal financial successor mirrors the success you have already achieved within your business.
How can we help?
- “Your Number” – Measure how much money you’d need from your business, via sale or saving profits, to achieve financial independence.
- Profit Extraction – Determine the optimal method to allocate your hard-earned profits, ensuring appropriate compensation for yourself while saving for the future.
- Tax Planning – Analyse strategies to reduce corporation and income taxes and explore pension planning opportunities tailored for company owners.
- Investment Strategy – Guidance on how to allocate and grow business profits. Evaluate investment opportunities, navigate important decisions and help manage your portfolio.
- Retirement Roadmap – Build a comprehensive financial plan that provides a clear and actionable path toward achieving your desired financial goals.
- Protect what matters – Consider life insurance and business protection to ensure you, your business, and most importantly, your family are taken care of in worse-case scenarios.
How we do it.
1. Integrated Financial Assessment
We start by assessing both your business and personal finances. This holistic approach helps us understand the unique challenges and opportunities you face as a business owner and how they impact your personal financial goals.
2. Holistic Planning Approach
Our planning integrates your business objectives with your personal financial needs. We consider everything from personal wealth extraction to business succession planning, ensuring a comprehensive strategy that covers all bases.
3. Collaborative Implementation
Implementing your tailored plan involves a range of actions, from setting up suitable pension arrangements to optimizing your tax position. We work closely with you to ensure that each step is executed efficiently, aligning with both your business and personal objectives.
4. Ongoing Planning and Advice
Our support extends beyond initial planning and implementation. We provide ongoing advice and adjustments, responding to changes in your business, personal life, or the wider economic environment. This continuous engagement ensures that your financial strategy remains effective and relevant.
Book your initial consultation.
Secure your financial future today with Frazer James. Begin by sharing a brief overview of your financial situation. This insight ensures that you are matched with the best financial adviser for your needs. Complete the questions, and instantly access your chosen adviser's calendar to schedule your initial consultation effortlessly.
Get in touch
Schedule a free consultation with one of our financial advisers, or give us call.
0117 990 2602