Business owners.

Scaling up, or ready to sell? Whatever stage your business is at, our expertise will guide you every step of the way.

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Your personal finance director.

As fellow business owners, we empathise with the pressures and demands you face. Running a cash-rich business while feeling time-poor is a challenge we intimately understand.

Managing one’s finances is complex, and mistakes can be costly. At Frazer James, we are dedicated to partnering with you on your journey, helping transform your business successes into personal wealth.

Building trust is a gradual process, and we are committed to investing the necessary time for the long term. With unwavering integrity, we prioritize your needs above all else, maintaining the highest standards in our operations. We firmly believe that fostering strong relationships is key to achieving robust financial outcomes

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Over time we've developed a way of working with businesses like yours, a methodology if you will. It begins with identifying the end goal, and then building a plan to get you there.
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How can we help?

  • “Your Number” Measure how much money you’d need from your business, via sale or saving profits, to achieve financial independence.
  • Profit Extraction – Determine the optimal method to allocate your hard-earned profits, ensuring appropriate compensation for yourself while saving for the future.
  • Tax Planning – Analyse strategies to reduce corporation and income taxes, and explore pension planning opportunities tailored for company owners
  • Investment Strategy – Guidance on how to allocate and grow business profits. Evaluate investment opportunities, navigate important decisions and help manage your portfolio.
  • Retirement Roadmapâ„¢ – Build a comprehensive financial plan that provides a clear and actionable path toward achieving your desired financial goals.
  • Protect what matters – Consider life insurance and business protection to ensure you, your business, and most importantly, your family, are taken care of in worse-case scenarios.

How we do it.

1. Getting to know you

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Until we understand you, your business, and your goals, we have no right in advising you. So this is step one, and it’s vital.

We want to explore where you want to be in 3, 5 … even 10 years. We’ll discover how you view money and we’ll find out how risk sensitive you are.

We also get under the bonnet of your current finances and run a ‘Financial Health Check’ to highlight how your investments are doing and where improvements could be made.

2. Building your financial plan

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We will bring your financial future to life. With the use of charts and graphs, we will show you whether you’re on the right track.

Together we’ll find out whether you’re on track to achieve your financial goals.

We’ll then show you the impact of different decisions you make today and how they will improve your future position.

3. Putting your plan into action

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We’ll produce a Financial Action Plan that lays out each and every recommendation.

Then we’ll implement each change with you, whether this is consolidating your pensions, setting up a new investment or updating your insurance.

4. Keeping you on track

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Our Forward Planning service is the most important aspect of working together.

We regularly monitor your finances to track progress and assist in navigating the inevitable changes that accompany running a business.

We’re always available to guide and support you, ensuring you stay on the right path and avoid costly mistakes.

Stars for reviews
Great Team, very supportive, and answer any queries very quickly. Very thorough explanations. Enjoying our long-term working relationship.
Kate Bach – Company Director @ A Squared Technologies
Since working together, I feel more organised, more secure and more positive about the future. Your advice has been exceptionally valuable financially, professionally and personally.
Josh Roberts – Managing Director @ Bestclean Ltd
We came to you with little knowledge and some worries about our financial position. We’re a long way from that now. We have clarity and no longer feel so uncertain.
Dan Fry – Managing Director @ Datel Services
I needed some retirement support, and the team was first class in providing advice and a clear plan, and showed a real understanding of my priorities. Big thank you to the whole team.
James Childs – Director @ GSA
James, Chris, and the team provided a first-class service. Everything is clear and explained. No upselling or unnecessary changes, and they’ll make sure you’re happy before you do anything.
Matt Smith – Partner @ Method Consulting
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5 stars based on 82 reviews
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Get in touch

Schedule a free consultation with one of our financial advisers, or give us call.

01179 902 602