Business owners.

Scaling up, or ready to sell? Whatever stage your business is at, our expertise will guide you every step of the way.

Hero 002 Balls - colour tertiary Hero 002 Balls - colour tertiary

Your personal finance director.

We understand the personal and financial challenges that come with being a small business owner. These range from managing personal wealth to looking after your family, supporting your employees, and ensuring the ongoing success of your business. It’s a complex challenge, but one where our expertise is perfectly suited to assist.

Our role is to help you take control of your financial future. For many entrepreneurs, your business isn’t just a career; it’s a reflection of your life’s work. We provide comprehensive guidance across various aspects, including investment and retirement planning, estate protection, and strategies for business growth and value maximisation.

Your business is not just your livelihood; it’s your legacy. At Frazer James, we focus on safeguarding this legacy, ensuring your personal financial successor mirrors the success you have already achieved within your business.

business owner biking
tertiary balls tertiary balls
Transforming entrepreneurial efforts into enduring wealth – Frazer James stands with business owners at every step, translating business success into personal wealth.
business owner planning bristol

How can we help?

  • “Your Number” – Measure how much money you’d need from your business, via sale or saving profits, to achieve financial independence.
  • Profit Extraction – Determine the optimal method to allocate your hard-earned profits, ensuring appropriate compensation for yourself while saving for the future.
  • Tax Planning – Analyse strategies to reduce corporation and income taxes, and explore pension planning opportunities tailored for company owners.
  • Investment Strategy – Guidance on how to allocate and grow business profits. Evaluate investment opportunities, navigate important decisions and help manage your portfolio.
  • Retirement Roadmap – Build a comprehensive financial plan that provides a clear and actionable path toward achieving your desired financial goals.
  • Protect what matters – Consider life insurance and business protection to ensure you, your business, and most importantly, your family, are taken care of in worse-case scenarios.

How we do it.

1. Getting to know you

Accordion Arrow

Until we understand you, your business, and your goals, we have no right to advise you. So this is step one, and it’s vital.

This initial phase is about exploring your goals for the next 3 to 10 years, understanding your relationship with money, and gauging your risk appetite.

We also conduct a comprehensive “Financial Health Check” to assess your current finances and identify areas for improvement.

2. Building your financial plan

Accordion Arrow

We bring your financial future into focus using visual tools like charts and graphs, making it easy to see if you’re on course to meet your objectives.

This step is a collaborative effort to evaluate the impact of various financial decisions, giving you a clear picture of how today’s choices affect your future.

3. Putting your plan into action

Accordion Arrow

This step involves making concrete changes, whether it’s consolidating pensions, initiating new investments, or updating insurance policies. Our role is to ensure seamless execution of each recommendation.

Where possible, we will complete these actions on your behalf, saving you the time and administrative hassle.

4. Keeping you on track

Accordion Arrow

Our Annual Planning service is the most important aspect of working together.

We regularly monitor your finances to track progress and assist in navigating the inevitable changes that accompany running a business.

We’re always available to guide and support you, ensuring you stay on the right path and avoid costly mistakes.

Stars for reviews
Great Team, very supportive, and answer any queries very quickly. Very thorough explanations. Enjoying our long-term working relationship.
Kate Bach – Company Director @ A Squared Technologies
Since working together, I feel more organised, more secure and more positive about the future. Your advice has been exceptionally valuable financially, professionally and personally.
Josh Roberts – Managing Director @ Bestclean Ltd
We came to you with little knowledge and some worries about our financial position. Were a long way from that now. We have clarity and no longer feel so uncertain.
Dan Fry – Managing Director @ Datel Services
I needed some retirement support, and the team was first class in providing advice and a clear plan, and showed a real understanding of my priorities. Big thank you to the whole team.
James Childs – Director @ GSA
James, Chris, and the team provided a first-class service. Everything is clear and explained. No upselling or unnecessary changes, and they’ll make sure you’re happy before you do anything.
Matt Smith – Partner @ Method Consulting
Google Logo
5 stars based on 84 reviews
lady having a free meeting with a financial planner

Get in touch

Schedule a free consultation with one of our financial advisers, or give us call.

01179 902 602