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Pensions Advice in Bristol
Welcome to Frazer James: Independent and Award-Winning Pensions Advice in Bristol
If you’re looking for an expert, independent and award-winning pensions advice in Bristol or beyond, look no further than Frazer James, an Independent Financial Adviser (IFA) based in Bristol.
At Frazer James, we pride ourselves on providing clear pension advice so you can approach retirement with confidence and peace of mind.
Based in the heart of Bristol (but, offering pensions advice across the UK), we pride ourselves on delivering bespoke financial guidance tailored to each client’s unique needs.
Our team, led by experienced financial advisers James Mackay and Chris Hindle, offers a depth of knowledge and a personal touch that sets us apart in the crowded and often hard-to-understand world of pensions advice.
Who We Are
Frazer James is not just a financial advisory firm; we are an independent, award-winning leader in pensions advice with many years of experience.
Why Choose Frazer James for Pensions Advice in Bristol?
Independent And Bespoke Service: As an independent firm, we can offer truly bespoke and unbiased advice on your pensions. Each retirement strategy is crafted to suit your specific financial situation and retirement goals.
Experienced And Award-Winning: Led by the Chartered duo of James Mackay and Chris Hinde, our leadership and management team is recognised for excellence in financial advice, with numerous industry awards. Our advisers are committed to maintaining high standards of professionalism and current knowledge in the financial landscape.
Transparent Pension Advice Fees: We believe in honesty and transparency in all our dealings. As such, you can rest easy knowing that all charges and fees will be quoted to you upfront, including detailed breakdowns where necessary.
Client-Centric Philosophy: Your financial well-being is our top priority. We strive to build lasting relationships based on trust and satisfaction, focusing on delivering outcomes that meet or exceed your expectations.
Our Pensions Advice Services
Retirement Planning:
Our team will work closely with you to define your retirement planning goals and create a personalised strategy. We evaluate your current financial situation and forecast your needs to ensure a comfortable retirement.
Pension Reviews:
With expertise in various pension schemes, including personal pensions and workplace pensions, we conduct detailed reviews to optimise your retirement savings. Our pension advisers will help you understand the various aspects of your pensions, from contributions to tax implications and of course, answer any questions you may have.
Pension Consolidation:
Managing multiple pensions can be overwhelming. We simplify this with strategic consolidation advice, helping streamline your pensions into a single manageable plan, often leading to cost savings and better investment outcomes.
SIPP (Self-Invested Personal Pension) Advice:
We also provide expert advice on SIPPs for those looking for greater control over their pension investments. This includes helping you navigate the extensive investment choices available and ensuring they align with your risk tolerance and retirement objectives.
Annuities and Drawdowns:
Choosing how to access your pension savings is a critical decision. Our team offers expert insights into annuities and drawdown plans, explaining each option’s advantages and risks to empower your decision-making.
Frazer James was established with a commitment to excellence, and our approach has been distinct from the very beginning. We focus on forging long-term relationships with clients. We firmly believe that a deep understanding of your individual and business will lead to the realisation of your ambitions.
Book your initial consultation.
Secure your financial future today with Frazer James. Begin by sharing a brief overview of your financial situation and pension planning goals. This insight ensures that you are matched with the best financial adviser for your needs. Complete the questions and instantly access your chosen adviser's calendar to schedule your initial consultation effortlessly. Or, give us a call on 0117 990 2602 and we’ll be happy to have a chat and discuss your needs in more detail.
FAQs
Are you independent?
Yes – 100% independent. This means that we’ll find the right financial solutions for your specific needs.
Are you chartered?
Yes. Our team consists of a Chartered Financial Advisor, a Chartered Financial Planner and a Certified Financial Planner.
Where are meetings held?
We’re flexible. We know your time’s precious, so we don’t insist on a particular format. We can meet in our offices or come to see you at home if you prefer. Video works too, if that’s your sort of thing.
What are your office hours?
We’re open 8am – 6pm, Monday – Friday. However, we do offer flexi-meetings: early mornings, late evenings, or we can even do the odd Saturday if that’ll help.
Do you have parking?
We’re based on Berkeley Square in Bristol. There are metered parking spaces out front. Clients are reimbursed for their parking charges.
Do I have to pay for an initial meeting?
Nope – this one’s on us.
What do I need to bring to an initial meeting?
Just yourself, your significant other (if you have one) and an open mind. You’re welcome to bring financial documents if you like, but the focus of this meeting will be on you, not your money.
How long should I allow for an initial meeting?
Again, we’re flexible. Most meetings are around 45 minutes, but we allow up to two hours in case there’s a lot to discuss.
Do I have to sign up to your services at an initial meeting?
Nope. Good things take time – we’re in no rush and think that you should have plenty of time to consider if we’re the right financial advisor for you. There’s absolutely no pressure to make a decision, in fact, even if you want to commit immediately, we have a ‘sleep on it’ policy, which means you have to take some time to consider if we’re the right fit.
How can I book an initial meeting?
Either give us a call or use the online booking calendar.
Are you regulated?
We are regulated by the Financial Conduct Authority. You can check this by looking us up on the FCA register.
Can you advise on final salary/defined benefit transfers?
No. This is a complex area and you will need to obtain specialist advice. We work with a number of professionals in this area and are able to refer you if need be.
What happens if my financial advisor is away on holiday?
Service continues as normal! We’ve got two experienced and qualified financial advisors (house rules are that both can’t be away at the same time!)
What is a financial plan?
We’re glad you asked! have a look at our sample financial plan. It’s the hub of all your money management and what’s happening with it.
Get in touch
Schedule a free consultation with one of our financial advisers, or give us call.
0117 990 2602