4 ways that married couples can reduce their tax bill
December 2019Read more
We understand the pressures you’re under. You need to earn money to provide for your family today. At the same time, you need to make your money work for you so that you can plan for the future. That takes a lot of time, which you just don’t have.
You might well have a handle on the monthly budget, but do you know that your family is going to be financially okay in the years ahead?
Besides, life is for living, not just surviving! You want to know if you can afford that holiday, a new car, tickets to the rugby, a new kitchen or the ability to step back from the rat-race (or maybe even, leave it altogether).
This is where we come in. We act as a guide, mentor and coach, helping you make smart financial decisions as life unfolds.
Do you have a box full of paperwork and no real idea of what it all means?
Keeping on top of your pensions isn’t easy, particularly when there are lots of them.
There is a danger that long-forgotten plans will end up sitting in poorly performing funds, and the paperwork alone can be enough to put you off looking any further.
Our pension review service helps you make sense of your pensions. It will look at:
…✓ How much you’re paying in charges
…✓ How your pensions are performing
…✓ Whether there are any special guarantees
We’ll get you financially organised so that managing your pensions on an ongoing basis is simple and easy.
Free Pension Review
To get started, we offer a free pension review. We’ll provide you with a clear summary of your current pensions.
This will tell you one of three things:
….A. Your pensions are doing a good job. No need to fix it if it’s not broken, leave things as they
….B. Your pensions are doing okay, but a few tweaks are needed. Either we can do this for you, or you can do it yourself
….C. Your pensions aren’t in good shape and some work is needed. We’ll organise this for you and put things back in better shape
Book Free Pension Review
Another year, another investment statement. But what does it really all mean?
….? Are your investments excellent, average or awful?
….? How much are you paying in investment charges?
….? Are your investments taking too much (or too little) risk?
That’s where we come in. As expert investment advisers, we’ve helped hundreds of people with their investments.
With the investment check-up service, you can make sure your money is working as hard as you are.
It’s designed to help you make smarter decisions with your investments.
It will help you to understand:
….✓ Performance – how your investments are performing.
….✓ Charges – how much you’re paying in investment charges
….✓ Tax – whether they are tax-efficient
We’ll then provide you with some practical steps you can take to improve your investments.
Free investment check-up
To get started, we offer a free investment check-up. We’ll analyse your current investments and see if there are better options available.
This will provide a high-level summary, showing you how your funds are invested and how they are performing.
Book Free Investment Review
Have you thought about the financial impact on you and your family if…?
….? You’re unable to work, due to accident, illness or injury?
….? You suffer a serious illness and need ongoing medical support?
….? You die unexpectedly, leaving your loved ones unassisted?
It’s not a comfortable thing to think about, so we don’t blame you if you haven’t. But having a Plan B in place is absolutely essential to achieving and maintaining financial security.
That’s where we come in. As insurance experts, we’ve helped protect hundreds of people against life’s toughest moments.
Our insurance check-up service is designed to make sure that you have the right type and right amount of insurance in place.
It helps you understand:
….1. What type of insurance you have and how much it will pay you
….2. How much you’re paying and whether it’s good value for money
….3. Whether you need more insurance or already have in place
We then create a Financial Safety-Net to ensure you’ve got the right type and right amount of cover in place.
Free insurance check-up
To get started, we offer a free insurance check-up. We’ll provide you with a clear summary of your protection needs, that either tells you:
….✓ You’re fine – you’ve got the right amount and type of insurance. No point taking out more than you need
….✓ A few tweaks needed – you’re partly covered, but there are a few gaps. Either we can do this for you, or you can do it yourself
….✓ New insurance needed – you’re underinsured and need to put some cover in place. We can organise this for you.
Book Free Insurance Review
Want to know more? Drop us a line.