BSc CFP™ Chartered MSCI
Managing Director & Financial Adviser
After studying engineering at University, James started his career working for one of the largest financial advisory firms in the UK. He gained experience advising private clients on a number of complex financial matters and soon established himself as one of the groups leading young financial advisers.
After several years working for a large organisation, James decided to leave the corporate world to ply his trade for a smaller, independent financial advice practice. He continued to help a diverse range of clients across the South West & London with all aspects of their financial planning and developed particular expertise in pension advice and investment planning.
During this time, James became one of the few advisers in the UK to attain the Certified Financial Planner™ qualification, the hallmark of excellence in the financial planning profession.
As time went by, James felt there was a better way to deliver financial advice. One that helped people make sense of their finances without the confusing jargon or eye-watering charges. One that was approachable, reliable and accessible.
James decided to launch Frazer James Financial Advisers – a company dedicated to going ‘above and beyond’ for every client. On a day-to-day basis, James advises successful professionals & small business owners on how to make the most of their money. His area of expertise includes retirement planning, tax mitigation, pension options, and investing for the future.
3 reasons why James loves his work
Getting to really know people.
Understanding how they got to where they are today, creating a vision for where they want to be, and then creating a plan to help them get there.
Being a trusted adviser.
People entrust us with their financial security & futures. It's an immense privilege.
Simplifying the complex.
There is a huge amount of complexity in the world of finance and being able to distil it into ‘need to knows’ for people to understand is great.
Chartered Wealth Manager
James holds the Chartered Wealth Manager designation, awarded by the Chartered Institute for Securities & Investment (CISI).
It is a highly regarded designation across the finance industry.
As the CISI’s highest qualification (level 7), it is seen as the pinnacle of the wealth management profession.
Certified Financial Planner™
James holds the Certified Financial Planner™ designation, awarded by the Chartered Institute for Securities & Investment (CISI).
It’s the only globally recognised mark of excellence in financial planning and awarded to financial advisers at the pinnacle of the profession. It is reserved for those who’ve completed a detailed assessment of their skills and knowledge while demonstrating that they’ve got the right experience, education and ethical approach.
Less than 3% of financial advisers in the UK have received this designation.
James holds the Diploma in Financial Advice (DipFA), awarded by the London Institute of Banking & Finance .
The DipFA is an industry benchmark qualification for financial advisers, which meets the Financial Conduct Authority’s (FCA) qualification requirement for retail investment advisers. Highly relevant and practical, the qualification is tailored to reflect the Independent Financial Adviser (IFA) role.
James holds the Certificate in Mortgage Advice (CeMAP), awarded by the London Institute of Banking & Finance.
The CeMAP is the industry benchmark qualification awarded to mortgage advisers, allowing them to advise on mortgages.