Having spent a career in finance, including pensions, I thought I knew what I was doing! But as I reached my 55th birthday I wanted to stop working but couldn’t figure out how it was possible, plus the pressure of self managing our pensions was becoming a burden. James and Chris have taken the worry, the complexity and the sleepless nights away and enabled us to retire with confidence and focus on more important things. We cannot thank James and the Frazer James team and their excellent service highly enough.